Invest like a Grandma: Dividend Stock Investing

There are a million and one things to invest in that are far sexier than Dividend Paying Stocks. A quick list off the top of my head: IPO’s, options contracts, shorting, commodities, emerging markets, Bit coin and day trading. A lot of these things can actually make you a lot of money IF you know what you’re doing. And while I know the basics of most of that stuff, I’m certainly no expert and would…

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Passive Income and ESL Teaching

If you want to be a digital nomad and build up passive income streams, ESL Teaching might seem kind of like an attractive gig to get into. You get paid to live overseas. And you often get a free plane ticket (Middle East /Korea) as well as paid for, or subsidized housing. And you’ll have so much time to get your online ventures up and running. Sounds fabulous! Except the thing that many people forget…

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New Online Venture: Home Cooking in Korea

One of my favorite hobbies is cooking. I’ve talked about it before on this blog how cooking is an essential part of living a frugal lifestyle so this new blog I’ve started goes along with the frugal living theme quite well. Basically, I take pictures of what I cook at home, give a basic introduction of the dish, where I got all the ingredients and then a basic description of how to cook it, along…

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What’s in my Portfolio: Consumer Staples

I have a few things in my portfolio that are kind of hard to classify, so I’ve just included them under the category, “Consumer Staples.” They are things that consumers buy, usually habitually and over long periods of time. 1. Kimberly Clark (KMB): 4.8% of my portfolio. Everyone uses things from this company: tissues/feminine products/baby stuff, etc, which is basically the reason that I bought it. This company is one of the most “recession-proof” companies…

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Frugal Living: lifestyle creep

I’ve lived in South Korea, working as an English teacher for almost 10 years. For the first 7 years or so, I lived extremely frugally. Like, I always rode public transport and tried to avoid taxis, didn’t have a smart-phone, stayed in the school provided housing and had no pets. And like I would really consider it seriously any time that I spent more than about $5. My weakness was travel, but I almost always…

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Affiliate Feature: Agoda

The other day, I was booking a room for my upcoming trip to Seoul and I was using the site that I always use: Agoda. I’m a very dedicated Agoda user for various reasons and would be happy promoting them, and I thought to myself, “I wonder if they have an Affiliate Program?”  As it turns out, they sure do and it’s quite generous.  Unfortunately, my application got rejected, probably because I don’t have a website…

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What’s in my portfolio: ETFs

ETFs are basically an alternative to mutual funds that have emerged in the past 10 years or so.  Instead of active management like a mutual fund, they follow the passive approach.  That is, they just follow and index of some sort, such as the S&P 500 or only buy a certain type of bonds or something like that.  They can help a dividend stock investor by providing much needed diversification and it’s a much better…

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Friends on a Budget: is it Possible?

Building Passive Income: 2 Main Factors 1. Living frugally so that you have more money to invest in things like dividend paying stocks. 2. Putting the time in to develop the passive income streams through building websites, books, Iherb, Amazon, etc. Going Out in South Korea Usually Involves Drinking Living in South Korea as an expat (I’m originally from Canada), one of the things that frustrates me is that “going out” usually involves hitting up…

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SEO: Search Engine Optimization

I was just listening to the Empire Flippers Podcast, episode #87 where they are talking with Dave Hermansen about building Niche Websites and the importance of understanding SEO. This is a topic that I truly know very little about, but which I know is of extreme importance if I want to eventually make my living online. Along with becoming proficient at WordPress and learning a programming language or two, this is my big goal for…

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Squidoo Niche Feature: Teaching ESL

I talked previously about how to make money on Squidoo and then more specifically about building holiday niches on Squidoo. Today, it’s all about Teaching ESL/EFL (English as a second or foreign language).  I’ve been an English teacher in Korea for about the past 10 years, so it was a really easy topic for me to talk knowledgeably about without having to do significant amounts of research, which of course saves lots of time.  Trying…

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What’s in my portfolio: Tech

I’ve talked previously about my pharmaceutical holdings as well as the oil & gas companies that I hold.  You can also check out my complete portfolio, but today I’m going to talk tech. AAPL (Apple): 5% of my portfolio.  Check out the Dividend Monk’s AAPL report. INTC (Intel): 2.5% of my portfolio.  Check out the Dividend Monk’s INTC report. Tech companies are generally thought to be the high-flyers, which means that they often warrant a…

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Squidoo Niche Feature: Easter

One of the best ways to make money on Squidoo is to build a niche. A niche is essentially a group of sites (lenses on Squidoo) that are closely related, but not exactly identical. It’s even better if you can find a topic that does not have a lot of other lenses or sites out there on the web or Squidoo about that. You can use Google’s Keyword Planner to help you with this. Once…

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Iherb Affiliate Program

Iherb: A Company That I LOVE I think that affiliate marketing can be a very valuable way to build passive income and it’s an area I’d like to explore more, with more affiliates and more niche websites.  However, I would NEVER recommend something that I don’t personally know and love because it’s just not my style. Iherb is one of those things that I just sort of fell into without even really knowing it had…

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Investing in Pharmaceuticals: What’s in My Portfolio

Pharmaceutical Stocks: I Love You! I love investing in pharmaceuticals for various reasons, but essentially in the research I’ve done, it almost seems like a can’t lose thing. The US government basically props us these industries and does a lot of their research for them (or at least funds it) and then allows the company to patent the final product, charge ridiculous amounts of money for it and then guarantees that no other company can…

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Investing in Oil and Gas Stocks

Why I Love Investing in Oil and Gas Stocks A significant portion (~20%) of my portfolio can be found within this category.  While it is a big portion to have invested in one industry, I’ve done it for the following reasons: 1. Oil/Gas companies have a proven history of paying increasing dividends 2. They are some of the biggest/most profitable companies in the world 3. They are not going out of business in my lifetime…

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Frugal Hobbies: My Favorites

  Frugal Hobbies: Freedom Through Passive Income Style I talked on a previous post about how frugal living and building passive income streams are closely related to each other.  While there are plenty of ways to live frugally, especially with regard to transportation, housing and food (which I will talk about on later posts), hobbies are one of those things that you can either spend almost nothing or an enormous amount.  While I understand the…

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Frugal Living and Passive Income

Frugal Living and Passive Income: Are they Related? On the surface, frugal living perhaps seems it doesn’t really relate that closely to building passive income streams, but in actuality, frugality is very necessary until you reach a certain level of passive income, at which point it doesn’t really matter how much money you spend, or don’t (to some degree….there are limits of course!). If you have $5000 a month coming in, with little to no…

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My Current Passive Income Streams (and my day-job)

I’ve been on this journey towards financial freedom through passive income for a few years now and have developed a few different passive income revenue streams.  While I’d like to get a few more up and running in the next few years (diversification in this area is golden!), the ones I’m currently doing are plugging along and expanding, without a significant amount of effort on my part.  I’ll outline them here and in the coming…

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