Is it too Late to Start Investing?

I answer the question of whether or not it’s ever too late to start investing in this short video. For everything expat finance, check out Andrew Hallam’s excellent book, The Global Expatriate’s Guide to Investing: From Millionaire Teacher to Millionaire Expat. Please like & share:

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The Minimum Amount to Begin Investing

A short video about why I recommend people save up at least $10,000 in order to get started with ETF or dividend stock investing. For some solid investing advice, check out Steve Peasley’s book: Above Average Investing for the Average Investor. It’s one of my favorites for giving you the goods about investing, minus all the hype and fluff. Please like & share:

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Trading vs. Investing

trading vs. investing

A short video about trading vs. investing and which one I recommend. For some solid advice on investing from one of the greats, check out: The Little Book of Common Sense Investing by John Bogle. Please like & share:

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Where Retirees Should Invest

tropical island

Where retirees should invest if they are going to live abroad A reader question: “I’ve heard that one needs to consider where they want to retire when purchasing investments. If someone is unsure, but knows it will likely be a nice warm developing country, how might they want to adjust their portfolio?” My Answer: Don’t Worry about it! This is indeed a good question, but it is not something that you should worry too much…

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Swap Based ETFs Explained

swap

A reader question asking about Swap-Based ETFs and whether they are a smart move for Canadians. With a bit of searching around on the Internet, the simplest explanation for what they are and their advantages is here: Canadian Couch Potato- Understanding Swap-Based ETFs. They are basically a vehicle to reduce taxes within an investment portfolio. I myself do not hold any of them, but they seem like potentially a good idea and I plan to…

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ETFs and Dividend Paying Stocks in a Single Portfolio

etf stock

Another reader question today: “Do you combine the 70:30 approach with dividend stocks (I mention a 70-30 approach for investing in my book, The Wealthy English Teacher, where I refer to something like having 70% of your portfolio in stocks and 30% in bonds)? Is it sensible to have a portfolio like the following: 10% HXT Horisons S&P/TSX 60 index 25% Vanguard FTSE Developed Index ETF 30% S&P 500 index 30% Horison’s Canadian Select Bond…

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Why doesn’t Andrew Hallam like Dividend Paying Stocks?

andrew hallam

A reader question: “After reading your book (The Wealthy English Teacher: Teach, Travel, and Secure Your Financial Future) and being on the Dividend Monk’s site I was excited to see what Hallam would say about quality dividend stocks (strong fundamentals, history of increasing dividends, etc) in The Global Expatriate’s Guide to Investing: From Millionaire Teacher to Millionaire Expat. However it seems like Hallam dismissed them quite quickly, saying that they didn’t earn as well as…

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Top 3 Reasons to Ignore Professional Stock Pickers

I continue on with a series on personal finance rules inspired by this post over at The Simple Dollar. The first three parts in this series were: Keep It Simple Stupid, Spend Less Than You Earn, and Pay Per Hour Worked in case you missed them. Today, some good advice from The Simple Dollar, which is to ignore professional stock pickers. You know, the ones you see on TV (Jim Cramer at Mad Money) and…

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What about Investing in Gold and Silver?

My Old Coworker’s Obsession I remember a few years ago when I worked with a couple guys who were obsessed with buying gold and silver. They were totally and completely convinced that stockpiling these two assets, physically was the best way to put their hard-earned dollars to work. I remember thinking that this seemed like a complicated endeavor because you had to go buy the product and hope you were not getting ripped off, then you…

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Spend Less Than you Earn

Anyone can do it! No matter your income level, spending less than you earn is by far the most important thing. We’ve all heard those stories about people earning millions of dollars a year going bankrupt. Conversely, we all know about the guy next door working at some average job who ended up dying with millions in the bank. The difference is that one guy spent more than he earned while the other one didn’t.…

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