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As I exercise, I listen to podcasts and once of my favorite financial ones is Suze Orman, author of The Money Book for the Young, Fabulous & Broke. She takes calls on her show from people who have serious financial problems, but are quite often in just as serious denial. Examples of the Financial Crazy 1. Someone has $60,000 in credit card debt, but they just leased a $20,000 car. 2. Another person is struggling…
When people talk about frugality, something that gets kicked around quite often is the Latte Factor. That is people who go to Starbucks every morning and drop $5 on a specialty Latte when they could just make a cup of drip coffee at home and save themselves $4.80 each day, which adds up to over $100/month and more than $1000/year. And I get that. Frugality is all about the small choices you make each day…
